Personal & Business Bank Loans

At Provident Bank, we’re proud to support individuals and businesses with flexible, reliable loan solutions designed to help you grow, invest, and reach your goals. Whether you're looking to buy a home in Riverside, need funding to grow your small business in San Bernardino, or are simply exploring options, we’re here to help every step of the way.
br> Explore our loan offerings below, and don’t hesitate to contact our team for personalized guidance on choosing the right product for your needs.

Personal Loan Options

Home Loans

If you’re ready to purchase a new home or refinance your current mortgage, our home loans are designed to help you achieve the dream of homeownership with ease. We serve borrowers across Southern California, including Riverside, San Bernardino, Blythe, Corona, Redlands, Sun City, and more. Our experienced lending team is here to assist with everything from competitive home loan interest rates to clear application guidance.

Our mortgage options include:

Fixed-rate mortgages (15-year and 30-year terms)
Adjustable-rate mortgages (5/6, 7/6, 10/6 ARMS)
Refinancing programs
Short and full online applications

Make your loan journey simple by exploring our helpful resources:

Start your home loan application today with a team that’s committed to getting you the best possible home loan rates in California.
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Business Loan Options

Growing your business is easier with the right financial partner. Our business loans are designed to meet the evolving needs of small businesses and larger enterprises throughout Southern California.
Explore All Business Loans

SBA Loans

For startups and established companies alike, Small Business Administration (SBA) loans are a smart way to secure funding with favorable terms and lower down payments. Our team will guide you through every step of the SBA loan process.
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Business Line of Credit

For more flexible funding, a business line of credit is a great choice. Draw funds as needed and only pay interest on what you use—ideal for managing cash flow or handling seasonal expenses.
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Commercial Real Estate Lending

When you're ready to purchase or refinance office, industrial, or retail properties, our commercial real estate lending options are built to support your goals. We’ll help you navigate property evaluations, term options, and repayment strategies that align with your business plan.
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Why Choose Provident Bank?

Provident Bank has been a trusted financial partner for over 60 years. We take pride in serving our communities throughout Riverside, San Bernardino, and the surrounding areas. We’re not just a bank—we’re your neighbors, and we’re here to support your financial journey with expertise and care.

When you work with Provident, you benefit from:

A local team of knowledgeable lenders who understand the community.
Transparent communication and straightforward guidance.
Access to helpful tools like our loan payment calculator to estimate monthly costs.
Competitive home loan rates and business financing options.
A commitment to helping you find the right loan, whether it’s a bank business loan, a home loan, or a line of credit.

About Us

Find Us

Provident Bank has multiple convenient locations throughout Southern California. Visit our Locations page to find the branch nearest you in Riverside, Rancho Mirage, Temecula, or beyond.commitment to helping you find the right loan, whether it’s a bank business loan, a home loan, or a line of credit.
Find a Branch or ATM

Have questions or ready to take the next step? Contact our team today to discuss bank loans, get personalized assistance, or schedule an appointment with a loan officer.
Reach Out to Provident Bank