Business Checking Account
Your business is unique—your bank account should be too. At Provident Bank, we offer a range of business checking account options tailored to meet the needs of small businesses, growing companies,
and specialized organizations in Riverside and San Bernardion Counties. Whether looking for a straightforward solution or robust business banking services, we’re here to help you manage your finances confidently and conveniently.
All accounts include access to MyProvident® Online Banking, MyProvident Mobile® Banking, and Remote Deposit Capture, which help you manage your money anytime, anywhere.
Explore our options below:
All accounts include access to MyProvident® Online Banking, MyProvident Mobile® Banking, and Remote Deposit Capture, which help you manage your money anytime, anywhere.
Explore our options below:
Basic Business
- $100 Minimum Opening Deposit
- $15 Monthly Service Charge (3)
- $17 Monthly Service Charge w/Paper Statement (3)
- Service Charge Waiver--Click Product Information
- Does Not Earn Interest
- Access to 55,000 Allpoint ATMs
- MyProvident® Online Banking
- MyProvident Mobile® Banking (2)
- Online Bill Pay
- eStatements
- Remote Deposit Capture
Additional Benefits
- Business Overdraft Line of Credit
Business Interest
- $200 Minimum Opening Deposit
- $20 Monthly Service Charge (3)
- $22 Monthly Service Charge w/Paper Statement (3)
- Service Charge Waiver--Click Product Information
- Earns Interest
- Access to 55,000 Allpoint ATMs
- MyProvident® Online Banking
- MyProvident Mobile® Banking (2)
- Online Bill Pay
- eStatements
- Remote Deposit Capture
Additional Benefits
- Business Overdraft Line of Credit
Corporate Interest
- $5,000 Minimum Opening Deposit
- $25 Monthly Service Charge (3)
- $27 Monthly Service Charge w/Paper Statement (3)
- Service Charge Waiver--Click Product Information
- Earns Interest
- Access to 55,000 Allpoint ATMs
- MyProvident® Online Banking
- MyProvident Mobile® Banking (2)
- Online Bill Pay
- eStatements
- Remote Deposit Capture
Additional Benefits
- Business Overdraft Line of Credit
Community Advantage
- $100 Minimum Opening Deposit
- $0 Monthly Service Charge (4)
- $0 Monthly Service Charge w/Paper Statement (4)
- Earns Interest
- Access to 55,000 Allpoint ATMs
- MyProvident® Online Banking
- MyProvident Mobile® Banking (2)
- Online Bill Pay
- eStatements
- Remote Deposit Capture
Additional Benefits
- Business Overdraft Line of Credit
Business Cash Management
- $2,500 Minimum Opening Deposit
- $15 Monthly Service Charge
- $17 Monthly Service Charge w/Paper Statement
- Service Charge Waiver--Click Product Information
- Earns Interest
- Access to 55,000 Allpoint ATMs
- MyProvident® Online Banking
- MyProvident Mobile® Banking (2)
- No Online Bill Pay
- eStatements
- Remote Deposit Capture
Additional Benefits
- Business Overdraft Line of Credit
Attorney Client Trust
- $500 Minimum Opening Deposit
- $0 Monthly Service Charge
- $0 Monthly Service Charge w/Paper Statement
- Earns Interest
- No Access to 55,000 Allpoint ATMs
- No MyProvident® Online Banking (2)
- No MyProvident Mobile®s Banking (3)
- No Online Bill Pay
- eStatements
- No Remote Deposit Capture
Additional Benefits
- No Business Overdraft Line of Credit
Commercial Analysis
- $500 Minimum Opening Deposit
- Variable Monthly Service Charge
- Variable Monthly Service Charge w/Paper Statement
- Product Fee Schedule See All Service Charge Options
- Does Not Earn Interest
- Access to 55,000 Allpoint ATMs
- MyProvident® Online Banking
- MyProvident Mobile® Banking (2)
- Online Bill Pay
- eStatements
- Remote Deposit Capture
Additional Benefits
- Business Overdraft Line of Credit
Business Savings
- $100 Minimum Opening Deposit
- $5 Monthly Service Charge
- $7 Monthly Service Charge w/Paper Statement
- Service Charge Waiver--Click Product Information
- Earns Interest
- No Visa® Debit Card
- Access to 55,000 Allpoint ATMs
- MyProvident® Online Banking
- MyProvident Mobile® Banking (2)
- No Online Bill Pay
- eStatements
- Remote Deposit Capture
Additional Benefits
- No Business Overdraft Line of Credit
(1) Visa Debit Card cannot be linked to Attorney Client Trust or Business Savings Accounts.
(2) Carrier's message and data rates apply. Additional terms and conditions apply as provided in the mobile agreement/addendum.
(3) $0.35 per debit, including checks and any electronic debits over 100 debits and $1.50 per $1,000 over $10,000 cash deposits.
(4) $0.35 per transaction over 150 transactions including check transactions, in-branch deposits/withdrawals, electronic deposits/withdrawals, and point of sale deposit/withdrawals.
For specific and additional product details, please refer to Provident's Product Disclosures and Schedule of Fees. All rates, products, and programs are subject to change without notice except as required by law.
(2) Carrier's message and data rates apply. Additional terms and conditions apply as provided in the mobile agreement/addendum.
(3) $0.35 per debit, including checks and any electronic debits over 100 debits and $1.50 per $1,000 over $10,000 cash deposits.
(4) $0.35 per transaction over 150 transactions including check transactions, in-branch deposits/withdrawals, electronic deposits/withdrawals, and point of sale deposit/withdrawals.
For specific and additional product details, please refer to Provident's Product Disclosures and Schedule of Fees. All rates, products, and programs are subject to change without notice except as required by law.
FDIC Information
For more information regarding your FDIC Insurance coverage, please click to access the Why Choose Provident for Business Banking Services?
We understand what matters most to business owners: convenience, flexibility, and support. That’s why our business banking solutions offer:
- Multiple business bank account options to suit different sizes and industries
- Easy access to funds through over 55,000 Allpoint® ATMs
- Free online business bank account access with bill pay and eStatements
- Overdraft protection options (on most accounts)
- Personalized support from local teams who understand your business needs
FAQ
Q: Which business bank account is best for a startup?
A: The Basic Business account is a great fit for small businesses and startups looking for low fees and simple banking tools.
A: The Basic Business account is a great fit for small businesses and startups looking for low fees and simple banking tools.
Q: Can I access my business checking account online?
A: Yes! All eligible accounts include online business bank account access with MyProvident® Online and Mobile Banking.
A: Yes! All eligible accounts include online business bank account access with MyProvident® Online and Mobile Banking.
Q: How many transactions are included with my business checking?
A: Most accounts include a set number of free transactions each month. Additional items may incur small fees—see account details for specifics.
A: Most accounts include a set number of free transactions each month. Additional items may incur small fees—see account details for specifics.
Q: Can I link my business checking account to a line of credit?
A: Most business accounts offer a Business Overdraft Line of Credit (subject to approval)..
A: Most business accounts offer a Business Overdraft Line of Credit (subject to approval)..
Q: What documents do I need to open a business account?
A: You’ll typically need your business license, EIN or SSN, and formation documents. Visit a branch for tailored guidance.
A: You’ll typically need your business license, EIN or SSN, and formation documents. Visit a branch for tailored guidance.
Explore All Business Banking Products
Provident Bank goes beyond business checking with a full suite of business banking services to support your operations and growth. From advanced cash management solutions
and merchant services to our detailed Commercial Analysis Fee Schedule, we provide the tools and insights you need to manage your finances efficiently.
Stay protected with cybersecurity tips, and review our transparent Business Fee Schedule to make informed decisions.
Let's Talk Business
Whether opening your first business checking account or managing a complex organization, Provident Bank has the tools and experience to support your journey.
Visit a branch, call us, or explore your options online to find the right fit for your business banking needs.