(1) A parent or guardian must be joint owner on the account for teens who are 13-17 years of age.
(2) Provident Value Checking™
: To reduce the monthly service charge of $15 during each statement cycle, you must be enrolled in the applicable services AND conduct the required number of transactions as mentioned in these three (3) steps. 1. Receive monthly eStatements. 2. Recurring monthly Direct Deposits. 3. Use your Provident Bank Visa®
Debit Card 20 times or more (excludes ATM Transactions).
Completing only one (1) of the steps mentioned above, during a statement cycle, will reduce the total monthly service charge by $5 for that statement cycle. Completing only two (2) of the steps mentioned above, during a statement cycle, will reduce the monthly service charge by $10 for that statement cycle. Additional fees and charges may apply to the direct deposit, electronic statement, and debit card services. Entering a separate service agreement will be required to activate some services. Debit card transactions are based on the transaction posting date. "Month" corresponds with the monthly statement cycle.
(2a) Provident Value Plus™
: The monthly service charge may be waived by maintaining a $2500 minimum daily balance AND a monthly Direct Deposit.
(2b) Gold Advantage: The monthly service charge may be waived by maintaining a $1000 minimum daily balance.
(3) Provident Bank does not charge a foreign ATM fee, however service fees charged by other ATM owners still apply. Other Provident Bank fees may apply, including but not limited to International Service Assessment Fees.
(4) Carrier's message and data rates apply. Additional terms and conditions apply as provided in the mobile agreement/addendum.
For specific and additional product details, please refer to Provident's Product Disclosures, and Schedule of Fees
. All rates, fees, terms, and programs are subject to change without notice except as required by law.