Home Loan Information

Loan Rate and APR information for:  October 23, 20201Rates subject to change without notice except as required by law
Rate: 3.250% APR: 3.328%
Rate: 3.500% APR: 3.544%
Rate: 3.250% APR: 3.288%
Rate: 3.375% APR: 3.414%
Rate: 3.500% APR: 3.539%

Begin the Application Process Today!

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Call Our Loan Center

Call us today at 800-250-1713 at our Direct Loan Center. We can take your application or answer any questions you have.

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Short Application

Want to start the loan application process but don't have all your documentation? You can start here!

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Full Application

Complete your full application online now to start the loan application process!

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Product and Pricing

Check out our rates and select the right product for you.


In addition to the loan programs listed below, Provident Bank offers other programs. Please consult us for more information.

Fixed Rate

  • A locked-in rate and constant monthly payments. Available terms of 30 and 15 years.
  • Available for Properties located in Riverside and San Bernardino Counties.

Adjustable Rate

  • The loan begins with a fixed rate for 5, 7, or 10 years.
  • After the fixed rate period, the rate may increase or decrease annually based on current market conditions.

Home Purchase

Whether you are a first-time homebuyer, a renter, or you are purchasing a new home, we have an assortment of tools and loan programs to meet your individual financing needs. Use our easy-to-navigate site, or contact us directly by phone.

    We can help you realize your homeownership dreams by offering you all the best advantages:
  • Low Rates
  • Online Application
  • Experienced Loan Professionals


Find out if now is the right time to refinance! You may be able to reduce your monthly payments or reduce the life of your loan by getting a lower interest rate or a new loan term.

    Some key reasons to consider refinancing:
  • Get a lower-rate mortgage
  • Consolidate a first and second mortgage into one lower payment
    The advantages we offer you for your refinancing needs are:
  • Low Rates
  • Easy information application online
  • Guidance & advice from an experienced loan professional