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CORPORATE INFORMATION

Provident Bank
3756 Central Avenue
Riverside, CA 92506
Phone:  (951) 686-6060

IMPORTANT NUMBERS

Access Plus Direct Talk
24 Hour Information
Phone:  
(800) 442-5201

Debit Card PIN Update
Phone:  
(800) 567-3451

Provident Bank Mortgage
Direct Loan Center

Monday - Friday
Phone:  (800) 250-1713

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• CURRENT RATE SPECIALS

 
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CD SPECIALS

Graphic for Triangle bulleted item  Rates, terms and conditions are effective as of September 21, 2017. Subject to change. Please refer to Provident's Account Agreement booklet, Personal Schedule of Fees, and Business Schedule of Fees for specific and additional account information. The Bank reserves the right to change the terms and conditions of the account.

Graphic for Triangle bulleted item  $1,000 minimum opening balance required for all Certificates of Deposit.

Graphic for Triangle bulleted item  Early Withdrawal Penalty: If you withdraw any principal before the maturity date, a penalty may be imposed on the amount withdrawn.

Graphic for Triangle bulleted item  Withdrawals will reduce earnings.

Graphic for Triangle bulleted item  Visit your local Branch or call (800) 442-5201 for further information and complete terms and conditions.

RATES
23 Month Special CD (2) Annual Percentage Yield
$25,000 and over 0.55%
$10,000 to $24,999 0.45%
$1,000 to $9,999 0.35%
57 Month Special CD (3)(4) Annual Percentage Yield
$25,000 and over 1.20%
$10,000 to $24,999 1.10%
$1,000 to $9,999 1.00%
1 Year CD Plus (1) Annual Percentage Yield-- Requires a Checking Account with a Minimum Daily Balance of $2,500 and a Monthly Recurring Direct Deposit
$50,000 and over 0.45%
$25,000 to $49,999 0.45%
$10,000 to $24,999 0.40%
$1,000 to $9,999 0.35%
2 Year CD Plus (1) Annual Percentage Yield-- Requires a Checking Account with a Minimum Daily Balance of $2,500 and a Monthly Recurring Direct Deposit
$50,000 and over 0.70%
$25,000 to $49,999 0.70%
$10,000 to $24,999 0.65%
$1,000 to $9,999 0.60%
3 Year CD Plus (1) Annual Percentage Yield-- Requires a Checking Account with a Minimum Daily Balance of $2,500 and a Monthly Recurring Direct Deposit
$50,000 and over 1.00%
$25,000 to $49,999 1.00%
$10,000 to $24,999 0.95%
$1,000 to $9,999 0.90%
4 Year CD Plus (1) Annual Percentage Yield-- Requires a Checking Account with a Minimum Daily Balance of $2,500 and a Monthly Recurring Direct Deposit
$50,000 and over 1.30%
$25,000 to $49,999 1.30%
$10,000 to $24,999 1.25%
$1,000 to $9,999 1.20%
5 Year CD Plus (1) Annual Percentage Yield-- Requires a Checking Account with a Minimum Daily Balance of $2,500 and a Monthly Recurring Direct Deposit
$50,000 and over 1.50%
$25,000 to $49,999 1.50%
$10,000 to $24,999 1.40%
$1,000 to $9,999 1.30%

(1) NOTE: In order to receive the quoted Annual Percentage Yield, you must maintain a checking account with the following:

   • Minimum daily balance of $2,500
    AND
   • Monthly recurring direct deposit

You have 60 days from the day you open this account to set up a monthly recurring direct deposit. If both requirements stated above are not maintained during the term, the APY will be permanently reduced by 0.25% (to what was the STANDARD Certificates of Deposit rate for the same term at account opening) for the remainder of the term.

(2) NOTE: This account will automatically renew into our standard 2 year CD at maturity.
(3) NOTE: Available from September 1, 2017 to September 30, 2017. This account will automatically renew into our standard 4 year CD at maturity.
(4) NOTE: NOTE: If you are 59 1/2 or older, you have the ability to upgrade your Individual Retirement Certificate of Deposit Account to a higher rate once every 12 months. The rate increase cannot be more than 50 basis points higher than the rate on your current account. Any request to upgrade an account before satisfying the 12 month period will be subject to the normal certificate penalty. Ask a bank representative for more information.
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NMLS ID#: 449980 | Routing Number: 322270518
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