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   SAVINGS:

Basic Savings: Rates Disclosures

Looking for a traditional savings account with a low minimum balance? Our Basic Savings account grants you peace of mind knowing that you have a safety net in case unexpected events arise. Like our other banking products, this savings account allows you flexibility along with convenience. Maintaining this account is easy. With only a $10.00 minimum balance at all times, this account will remain open and will earn you money. You have the choice, a passbook or statement on this account and the security in knowing that your funds are in an interest earning account.

Money Market Plus: Rates Disclosures

For flexibility and a great rate, this account cannot be beat. This higher interest earning account guarantees a competitive interest rate with the convenience and flexibility of a savings product. Your convenience is accommodated with this savings product. The interest rate is tiered so as your balance increases, so does the interest rate. The higher your balance, the higher your interest rate. Whether you keep $100.00 or $50,000.00 in this account, you will be pleased to know that your money is working hard for you.

Young Investors of Provident: Rates Disclosures
(Fondly Known as our YIP account)

Provident's YIP account will teach your kids early on how to save money and will give them the responsibility of maintaining their own bank account. Opening a savings account for your child or grandchild will allow them to make unlimited deposits and withdrawals. They will receive a savings passbook where they can see their money earning interest. With a minimum balance and opening deposit of only $5.00, this account is a must for them. ATM accessibility is available for minors 16 years of age with parental or guardian permission.

Asset Management Account: Rates Disclosures

The account designed for our customers who want the ultimate in flexibility combined with higher earning potential. Our Asset Management Account account pays you a higher rate of interest like a savings account, while giving you access to your funds like a checking account. This account allows for unlimited deposits and in person withdrawals at any time. You can also write up to three third-party checks per month.

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