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Provident Financial Holdings, Inc. is the holding company of Provident Savings Bank F.S.B. (the Bank), a federally chartered savings bank. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, Provident Bank Mortgage and through its subsidiary, Provident Financial Corp. Business activities consist of community banking, mortgage banking, investment services and real estate operations. 
 

ABOUT PROVIDENT


Chartered in 1956, Provident Bank is the largest financial institution headquartered in Riverside County.  We built Provident Bank, then called Provident Savings and Loan Association, on the strongest foundation possible: our customers.

Today, our customers are more the focus of what we do than ever before.  Changes in the way they live and work have taught us what our customers want and expect.  Asking and listening have taught us what a bank should be.
 

Our Belief

In today's marketplace, "community bank" is an often-overused cliché that is long on ideas and short on action. We at Provident wish to dispel the myth that ideas and actions are incompatible. We remain committed to the belief that our communities are better served when decisions about financial products and services are made locally by people who know the markets. Our corporate values reinforce this philosophy and challenge us to empower our ideas with action.

Corporate Value

The Board of Directors and Management have the ultimate responsibility for ensuring the success and viability of this company through predictable, long-term profitability, a strong capital base, and continued quality within the balance sheet. Our primary purpose is to understand the unique financial needs of our customers and to consistently create and deliver reliable products and services, which nurture solid, long-term client relationships and provide an environment for employees where they can succeed. By fulfilling our purpose, we will achieve success through continuing to be customer driven, value driven, and as a result, increase shareholder value. We will be a good corporate citizen in the markets we serve.

Our People

The most significant factor in our equation, strategy and business plan is the people who represent us. Truly the hallmark of our value advantage is our ability to deliver. Our people are encouraged to be lifetime students and to embrace and understand the economic value of our operating philosophy. Our people are empowered and encouraged to take ownership in the quest for financial solutions. They are committed to handling your transactions in a responsible and efficient manner, satisfying your expectations and providing real value to you, our customer.

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Provident Bank  -  Over 50 years serving the Inland Empire with a history of safety and soundness!

 
 

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